Who Pays After a Rideshare Crash in Chicago? Illinois Legal Rights & Insurance

Introduction

After a rideshare collision in Chicago, the big question is: Who pays for your injuries and losses? Illinois law and rideshare insurance policies determine liability and coverage.

Primary Sources of Compensation

• Driver’s personal auto insurance

• Rideshare company coverage

• Third‑party at‑fault driver insurance

Insurance Thresholds

If the driver was:

• Not logged into the app, personal auto insurance applies.

• Waiting for a ride request, higher liability coverage may kick in.

• Transporting a passenger, the company’s top coverage often applies.

Passenger and Third‑Party Rights

Passengers and non‑involved parties can claim against whichever policy applies or pursue legal action if insurers refuse to pay fair compensation.

Why Legal Help Matters

Insurance companies aim to minimize payouts. Skilled attorneys can interpret coverage, gather evidence, and negotiate or litigate as needed.

How Goldberg & Goldberg, LLC Helps

Our firm, Goldberg & Goldberg, LLC, fights for victims’ rights — visit 33 N Dearborn St #1930, Chicago, IL 60602 or call (312) 368‑0255.

Conclusion

Understanding who pays after a rideshare crash is vital to maximizing recovery. Legal expertise ensures you don’t settle for less than you’re owed.