Chicago Rideshare Injury Law: How to Navigate Uber & Lyft Insurance Claims

Introduction

Rideshare insurance claims can be confusing. This guide simplifies how to navigate Uber & Lyft claims after a Chicago accident.

Determine the Driver’s Status

• Offline? Only personal insurance applies.

• Waiting or picking up? Partial coverage from Uber/Lyft.

• During a ride? $1M coverage applies.

Filing a Claim

• File a report with Uber or Lyft

• Get a crash report

• Seek treatment

• Speak to an attorney before contacting insurers

Pitfalls to Avoid

• Accepting a quick settlement

• Missing filing deadlines

• Speaking to insurers without counsel

Let Goldberg & Goldberg Guide You

We’ve handled rideshare claims across Cook County. Reach us at (312) 368‑0255.

Conclusion

Know your rights, coverage tiers, and next steps — and never face a claim without legal guidance.